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Critical Benefits

PROTECTION when you need it most.
Life insurance PLUS critical illness coverage for:
Heart Attack
Stroke
Cancer (both invasive and non-invasive)
Kidney Failure
Blindness*
Paralysis
Organ Transplant
Terminal Illness

*Benefit for Blindness not available in SC.


Are we prepared for a medical crisis?
CerroMagna Insurance will provide the correct compensation during a critical illness, thus enabling a financial foundation throughout your time of need.

In the U.S., the leading cause of death is:
1. Heart Disease
2. Cancer
3. Stroke
4. Lung Disease
5. Accidents

Source: National Vital Statistics Report, Vol. 48, #11, 1998

Years ago, a diagnosis of heart disease, cancer, or stroke was usually a death sentence. They are still the top killers.BUT-thanks to the advances of modern medicine, more and more people SURVIVE these medical crises.


· 70% of all heart attack victims survive for @ least 3 years.
· 60% of people diagnosed with cancer survive for @ least 5 years.
· Nearly 75% of all stroke victims will be alive 1 year later. 30% will be permanently disabled.

Source: National Center for Health Statistics 2000, DHHS; Cancer Facts and figures 2000, American Cancer Society; American Heart Association, 2000 Heart and Stroke Statistical Update.
That's the good news. More and more people are now surviving a medical crisis, yet it means you may face a whole new set of problems. Have you considered the high cost of a medical crisis to you and your family?
What if you were off work for 2 months, 6 months, or a year? Would your current insurance cover added costs? Would it pay your bills?